transformation Resources & Insights
Curated resources and insights on transformation across payments, fintech infrastructure, standards, regulation, and operational controls.
Research Library (24)
- IBM - The race for ROI — Examines how organizations can move from AI experimentation to measurable return on investment, emphasizing operating...
- IMF Working Paper 25 199 - AI And Digital Transformation — IMF working paper examining how AI is reshaping digital transformation in economic or financial systems, with emphasi...
- Anthropic - How Teams Use Claude Code — Analyzes how organizations use Claude Code in team workflows, highlighting patterns in developer productivity, collab...
- Sequoia Capital - 2026 This Is AGI (Jan 2026) — Sequoia Capital argues that recent model capabilities, falling costs, and rapid product iteration are moving AI towar...
- Standard Chartered - Scaling AI in Banking — Examines how a global bank can move AI from pilots to enterprise scale, focusing on operating model, governance, tale...
- Chief Data Officer's Guide to Digital Transformation — Guide for CDOs on data centralization, infrastructure modernization, data democratization, and building data-driven s...
- IFZ - Future of Technology in Finance - IT Architecture Roadmap — Analyzes how financial institutions can modernize IT architecture to support future finance capabilities, highlightin...
- IMD - Winning with AI (2025) — Analyzes how organizations can create value from AI by aligning strategy, operating models, and talent with practical...
- Jiacheng Liu; Xiaohan Zhao; Xinyi Shang; Zhiqiang Shen - Dive into Claude Code: The Design Space of Today's and Future AI Agent Systems (Apr 2026) — Analyzes Claude Code as a case study for AI agent system design, mapping current capabilities, architectural choices,...
- Stay Agile with a Container-First Strategy — Argues that a container-first technology strategy improves agility, scalability, and operational resilience in digita...
- The AI Divide in Banking Will Impact Banks - Credit Ratings — AI adoption is likely to widen performance gaps among banks, influencing operating efficiency, competitiveness, and u...
- The Data Leaders Guide to Digital Transformation — A practical guide for data leaders on using data strategy, governance, and organizational alignment to drive digital ...
- What 4372 AI Use Cases Reveal - Public Sector AI — Analysis of 4,372 public sector AI use cases identifies where governments are deploying AI, the functions seeing the ...
- Survey report by Finextra Research April 2026 NAVIGATING THE NORDIC (Apr 2026) — Survey-based analysis of Nordic financial services highlights how banks and fintechs are responding to regulatory pre...
- Gulf Islamic Bank T24 Transact Transformation Program — Overview of a core banking modernization initiative centered on the T24 Transact platform, likely outlining program s...
- Core Modernization Playbook — Analyzes how banks can modernize core systems through phased transformation, product simplification, and architecture...
- Accenture - Top Banking Trends 2026 (Unconstrained Banking) — Accenture argues banks are entering an era of unconstrained banking, where AI, ecosystem models, and modernized techn...
- CEPR - Frontiers of Digital Finance — CEPR's Frontiers of Digital Finance examines how emerging technologies are reshaping financial intermediation, paymen...
- 2026 Banking and Capital Markets Outlook - Deloitte — Deloitte's 2026 outlook examines how banks and capital markets firms are adapting strategy, technology, and operating...
- Deloitte - Tech Trends 2026 — Deloitte's Tech Trends 2026 surveys emerging enterprise technologies and assesses how they may reshape business model...