compliance Resources & Insights
Curated resources and insights on compliance across payments, fintech infrastructure, standards, regulation, and operational controls.
Research Library (95)
- OECD - Due Diligence Guidance for Responsible AI — OECD guidance outlines a risk-based due diligence framework for developing, deploying, and governing AI responsibly a...
- ADCX Lab - Connecting Banking Systems with Blockchain: Comprehensive Challenges and Solutions — ADCX Lab research report on connecting traditional banking systems with blockchain, examining interoperability challe...
- Final Report on Draft Implementing Technical Standards for AMLA Supervisory Cooperation — Final report setting draft implementing technical standards for cooperation within the EU AML/CFT supervisory system,...
- Adeel Mirza - Managing Financial Crime Risks in the Digital Age: Guidelines for FinTechs — Practitioner guide by financial crime specialist Adeel Mirza on managing money laundering, terrorism financing, and p...
- ISO 20022 Migration Lessons Learned - First White Paper — White paper distilling practical lessons from early ISO 20022 migration efforts, focusing on implementation challenge...
- Machine-readable Pillar 3 Disclosure - Basel Committee Dec 2025 — Basel Committee guidance on machine-readable Pillar 3 disclosures likely advances standardized, structured prudential...
- BIS Papers 166 - From Cash to Crypto - Regulatory Approach to Illicit Payments (Mar 2026) — Analyzes how illicit payments have shifted from cash-based methods to crypto-enabled channels, and compares regulator...
- PBOC - Notice on Virtual Currencies (2026) — Notice from the People's Bank of China outlines restrictions and supervisory expectations for virtual currency activi...
- Directive (EU) 2015-2366 PSD2 — EU PSD2 sets the legal framework for payment services in the EU, aiming to increase competition, strengthen consumer ...
- Proposal PSD3 Annexes COM(2023)366 — Proposal annexes to PSD3 set out detailed supervisory, authorization, and operational requirements for payment servic...
- Proposal PSD3 - Payment Services and E-Money Directive COM(2023)366 — European Commission proposal COM(2023)366 updates the EU framework for payment services and e-money, aiming to streng...
- Regulation (EU) 2022-2554 DORA — EU Regulation 2022-2554, DORA, establishes a harmonized framework for digital operational resilience in financial ser...
- Regulation (EU) 2023-1113 - Funds and Crypto-Asset Transfers (TFR) — EU Regulation 2023/1113 extends transfer of funds rules to crypto-asset transfers, imposing traceability, information...
- Regulation (EU) 2023-1114 MiCA — EU Regulation 2023/1114, MiCA establishes a harmonized framework for crypto-asset issuance, service providers, consum...
- Elliptic - Global Crypto Regulation Review 2025 — Reviews the global crypto regulatory landscape in 2025, comparing how major jurisdictions are tightening rules on lic...
- FinCEN - CVC Guidance FIN-2019-G001 (May 2019) — FinCEN's 2019 guidance clarifies how Bank Secrecy Act rules apply to convertible virtual currency activities, disting...
- SFC - Guidelines for Virtual Asset Trading Platform Operators (Jun 2023) — Hong Kong SFC guidelines set licensing, custody, governance, disclosure, and investor protection requirements for vir...
- OCC Comptroller Gould - Remarks at Blockchain Association (Dec 2025) — Remarks by the OCC Comptroller to the Blockchain Association likely outline the agency's supervisory stance on blockc...
- PSD3 Cheat Sheet — Concise reference to PSD3, outlining the proposed EU payment services changes, likely focusing on compliance impacts,...
- 2025 LATAM Crypto Regulation Report — Analyzes the 2025 regulatory landscape for crypto across Latin America, highlighting jurisdictional differences, comp...
Posts & Insights (24)
- Settlement Endpoint Control Tower: A Wallet Address Is Not a Settlement Instruction — The Settlement Endpoint Control Tower is now live as a public reference demo. It pre-validates identity-bound settlem...
- pacs.crypto Control Room: Watching an ISO 20022 Crypto Payment End to End — A work-in-progress look at the pacs.crypto Control Room: a bank-to-VASP walkthrough that follows one crypto payment f...
- vLEI Auth Platform Update: The 'Valid' Screen Now Has KERIA-Backed Evidence — A few days ago, the part I was not proud of was the verdict itself. For the staged credential flow, the 'valid' scree...
- vLEI Auth Platform: Identity Proof to Policy Decision to Audit Evidence — The prompt was not 'can we build another identity demo?' It was more practical: if AI agents and tokenized workflows ...
- Inside PPC | Payment Purpose Codes | Series Teaser — Inside PPC | Series Teaser | Starts Monday 🚦 Payment Purpose Codes went from niche to non‑negotiable. Missing or wro...
- Inside PPC | Map & Corridors | 2 - UAE to India — Inside PPC | Map & Corridors week | 2 ,Dual‑mandate corridor: UAE → India 🔁 Two regulators, two code sets ,one clean...
- ISO 20022 | Data That Pays | Week 2.1 — ISO 20022 | Data That Pays | Week 2 - 🧰🆔 LEI & purpose‑code hygiene that pays for itself Why it matters: A little f...
- Inside PPC | Map & Corridors | 3 - USD to CNY — Inside PPC | Map & Corridors week | 3 ,Asymmetric corridor: USD ↔️ CNY 🧭 When one side mandates purpose and the othe...
- Inside PPC | Stakeholder & Impact | 2 — Inside PPC | Stakeholder & Impact week | 2 Cut RFIs at the source 🧰 Turn "why is this payment?" into a rule, not a r...
- Inside PPC | Stakeholder & Impact | 3 — Inside PPC | Stakeholder & Impact week | 3 Corporate/PSP survival guide 🛟 Multi‑country lists + human input = error ...