payments Resources & Insights
Curated resources and insights on payments across payments, fintech infrastructure, standards, regulation, and operational controls.
Research Library (145)
- The role of ISO 20022 — Analyzes ISO 20022 as a common financial messaging standard, focusing on how richer, structured data can improve inte...
- Belgium Parliament - Supervision of Financial Messaging Service Providers - Doc 56 0610-005 — First-reading commission report and adopted articles for the Belgian law introducing supervision of financial messagi...
- Belgium Parliament - Supervision of Financial Messaging Service Providers - Doc 56 0610-010 — Final plenary text (Apr 2025) of Belgium's law establishing oversight for financial messaging service providers, subm...
- ESMA - 13 May 2026 ESMA50 -481369926 -33801 ESMA TRV Risk Analysis Financial Innovation — Brief on 13 May 2026 ESMA50 -481369926 -33801 ESMA TRV Risk Analysis Financial Innovation.
- Directive (EU) 2015-2366 PSD2 — EU PSD2 sets the legal framework for payment services in the EU, aiming to increase competition, strengthen consumer ...
- Proposal PSD3 Annexes COM(2023)366 — Proposal annexes to PSD3 set out detailed supervisory, authorization, and operational requirements for payment servic...
- Proposal PSD3 - Payment Services and E-Money Directive COM(2023)366 — European Commission proposal COM(2023)366 updates the EU framework for payment services and e-money, aiming to streng...
- PSD3 Cheat Sheet — Concise reference to PSD3, outlining the proposed EU payment services changes, likely focusing on compliance impacts,...
- Acceleron & Payment Labs - Leveraging ISO 20022's Full Potential — Explains how ISO 20022 data can drive automation, compliance, and new revenue opportunities in payment operations.
- SFFIPP - Fraud Related to Virtual IBAN — Newsletter highlighting rising misuse of virtual IBANs and recommending due diligence, monitoring controls, and risk ...
- After coexistence - whats next for ISO 20022 in 2026 — Examines the post-coexistence phase of ISO 20022 in 2026, focusing on how institutions move from basic migration to r...
- SWIFT - CBPR+ Structured Postal Address Guide (2026) — Guide to the CBPR+ structured postal address format for SWIFT messages, outlining required fields, formatting rules, ...
- MAS - Guidelines on Licensing for Payment Service Providers (PSG01, Oct 2025) — Singapore MAS guidelines set out licensing expectations for payment service providers, including application requirem...
- Payment Services Act 2019 (consolidated Mar 2025) — Consolidated March 2025 text of Singapore's Payment Services Act 2019, setting the licensing, conduct, AML and superv...
- Consultation document - Targeted consultation on the review of Regulation on the Markets in Crypto-Assets (MiCA) (Aug 2026) — Brief on Consultation document - Targeted consultation on the review of Regulation on the Markets in Crypto-Assets (M...
- BDF-INTERNE Preparing for Quantum Technologies: Key Considerations for Financial Sector (May 2026) — Brief on BDF-INTERNE Preparing for Quantum Technologies: Key Considerations for Financial Sector.
- BIS Papers No 170 The impact of stablecoins on (May 2026) — Brief on BIS Papers No 170 The impact of stablecoins on.
- DEPOSIT TOKENS A foundation for stable digital money (May 2022) — Explains deposit tokens as bank-issued digital money designed to combine the stability of deposits with programmable,...
- Designs for a new eraTOKENISATION FRAMEWORKS — Brief on Designs for a new eraTOKENISATION FRAMEWORKS.
- Digital Money Instruments: Regulatory Analysis © 2026 | BIS Regulatory Analysis | Page 1 REGULATORY ANALYSIS (Apr 2026) — Brief on Digital Money Instruments: Regulatory Analysis © 2026 | BIS Regulatory Analysis | Page 1 REGULATORY ANALYSIS.
Posts & Insights (51)
- Echelon Singapore 2026: Innovation Lives in the Messy Middle — A day at Echelon Singapore 2026 and a useful reminder: innovation rarely sits neatly inside one industry box. The str...
- vLEI Auth Platform: Identity Proof to Policy Decision to Audit Evidence — The prompt was not 'can we build another identity demo?' It was more practical: if AI agents and tokenized workflows ...
- From POC to Production: Why Payment Innovation Stalls — Reflections on Tom Alaerts' pacs.crypto work: payment innovation does not lack POCs; it lacks production-grade adopti...
- Inside PPC | Payment Purpose Codes | Series Teaser — Inside PPC | Series Teaser | Starts Monday 🚦 Payment Purpose Codes went from niche to non‑negotiable. Missing or wro...
- Inside PPC | Map & Corridors | 1 - Global Mandate Map — Inside PPC | Map & Corridors week | 1 Where purpose codes are red, amber, green 🗺️ PPCs aren't niche anymore ,they'r...
- Inside PPC | Map & Corridors | 2 - UAE to India — Inside PPC | Map & Corridors week | 2 ,Dual‑mandate corridor: UAE → India 🔁 Two regulators, two code sets ,one clean...
- ISO 20022 | Data That Pays | Week 2.1 — ISO 20022 | Data That Pays | Week 2 - 🧰🆔 LEI & purpose‑code hygiene that pays for itself Why it matters: A little f...
- Inside PPC | Map & Corridors | 3 - USD to CNY — Inside PPC | Map & Corridors week | 3 ,Asymmetric corridor: USD ↔️ CNY 🧭 When one side mandates purpose and the othe...
- ISO 20022 | Data That Pays | Week 3 — ISO 20022 | Data That Pays | Week 3 - 🧩📣 Publish your acceptance corridors & fees - will it win RFPs? Thesis: Trans...
- ISO 20022 | Data That Pays | Week 4 — ISO 20022 | Data That Pays | Week 4 - 💡 KPI starter pack - addresses, IDs, outcomes Why it matters: What gets measur...